Mandatory Coverage

Civil Liability

• Property Damage:
  What it means: The owner of a motorcycle must hold a civil liability insurance contract in an amount of not less than $50,000 that covers property damage caused by the vehicle. Most drivers choose $1 million.
  
  Under Québec’s Direct Compensation Agreement, you collect from your own insurance company if your vehicle is damaged, even if the other driver is at fault.
   
• Bodily Injury:
  If you reside in Quebec and are injured in or outside Quebec, you must submit your claim to La Société d’Assurance Automobile du Québec (SAAQ). For more information, click here.

The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance professional before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.